| Mortgage Credit Analyst Job Description |
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| The following is a full job description for Mortgage Credit Analyst. Here are the requirements and responsibilities for Mortgage Credit Analyst along with statistics. If after reading this page you determine that Mortgage Credit Analyst is not the position you are looking for, you may want to try one of these similar titles: Credit Analyst I, Credit Analyst II, Credit Analyst III, Credit and Collections Analyst II, Credit and Collections Analyst III, Credit and Collections Analyst I, Credit Analysis Manager, Credit Clerk, Mortgage Underwriter II |
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| Requirements and Responsibilities For Mortgage Credit Analyst |
| Assesses the risk and creditworthiness of loan applicants and recommends loan approval, terms, or application denial. Gathers necessary credit, income, and tax information to conduct financial assessments. Reviews and verifies property appraisals, collateral value, and key indicators such as debt-to-income and loan-to-value ratios. Prepares a detailed credit analysis and summary using underwriting guidelines, risk assessment frameworks, and following applicable regulatory compliance. May require a bachelor's degree. Typically reports to a manager. Work is closely managed. Works on projects/matters of limited complexity in a support role. Typically requires 0-2 years of related experience. |
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| Also referred to as: Credit Analyst - Mortgage Loans, Entry Mortgage Credit Analyst |
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| Similar Jobs: Credit Analyst I, Credit Analyst II, Credit Analyst III, Credit and Collections Analyst II, Credit and Collections Analyst III, Credit and Collections Analyst I, Credit Analysis Manager, Credit Clerk, Mortgage Underwriter II |
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| Level of Education: Mortgage Credit Analyst Salaries with a High School Diploma or Technical Certificate, Mortgage Credit Analyst Salaries with an Associate's Degree, Mortgage Credit Analyst Salaries with a Bachelor's Degree, Mortgage Credit Analyst Salaries with a Master's Degree or MBA, Mortgage Credit Analyst Salaries with a JD, MD, PhD or Equivalent |
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| Industries: Business Services, Financial Services | |
